Personal Insurance

Renters Insurance

Protect your personal property even if you don't own the building — affordable coverage that most renters overlook.

Renters insurance is one of the most affordable and underused types of coverage. For roughly $15-30 per month, you protect your personal belongings, gain liability coverage, and get additional living expenses if your rental becomes uninhabitable.

Your landlord's insurance covers the building — not your stuff. If a fire, theft, or burst pipe destroys your belongings, you're on your own without renters insurance. Most people underestimate the value of everything they own until they have to replace it all at once.

Renters insurance also provides liability coverage, which protects you if someone is injured in your rental unit or if you accidentally damage someone else's property. It even covers you outside your home — your belongings in your car, at a hotel, or in a storage unit are typically covered too.

Key Features

  • Personal property coverage for everything you own
  • Liability protection — covers you if someone is injured in your rental
  • Additional living expenses if your rental becomes uninhabitable
  • Coverage extends beyond your home — car break-ins, travel, storage units
  • Affordable — typically $15-30 per month

Who Needs This?

  • Anyone renting an apartment, house, or condo
  • College students living off-campus
  • Renters with valuable electronics, furniture, or belongings
  • Anyone whose lease requires proof of renters insurance

Ready to Get Renters Insurance Coverage?

Call 303-994-7814 or start your quote online.

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