Course of Construction Insurance
Coverage for your property while it's being built or renovated — protecting your investment during the most vulnerable phase.
Course of construction insurance (also called builder's risk insurance) covers your property during the building or major renovation phase. Your standard homeowners policy doesn't cover a home under construction, and your contractor's insurance typically only covers their liability — not the structure itself.
During construction, your property faces unique risks: theft of materials, vandalism, weather damage to exposed framing, fire, and more. A course of construction policy covers the structure, materials on-site, and materials in transit. It protects your investment from groundbreaking through completion.
Whether you're building a custom home in the foothills or doing a major renovation in Denver, this coverage fills the gap between your contractor's general liability and the homeowners policy you'll get once the project is complete. We help you set the right coverage amount based on the total project cost and timeline.
Key Features
- Covers the structure during building or major renovation
- Protection for materials on-site and in transit
- Weather damage, fire, theft, and vandalism coverage
- Flexible policy terms that align with your project timeline
- Can be extended if construction takes longer than expected
Who Needs This?
- Anyone building a custom home
- Homeowners undertaking a major renovation or addition
- Property investors flipping or substantially remodeling a property
- Developers building residential properties
Ready to Get Course of Construction Insurance Coverage?
Call 303-994-7814 or start your quote online.
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