Professional Liability Insurance
Coverage for errors, omissions, and professional mistakes — also known as E&O insurance — protecting you when clients claim your services fell short.
Professional liability insurance (Errors & Omissions / E&O) protects your business when a client claims your professional services caused them financial harm. Unlike general liability, which covers physical injury and property damage, professional liability covers the intangible — missed deadlines, incorrect advice, design errors, and failure to deliver promised results.
Even if the claim is unfounded, defending yourself costs money. Professional liability covers legal defense costs, settlements, and judgments. Without it, a single dissatisfied client could sue you for damages that exceed what your business can absorb.
This coverage is essential for any business that provides professional services, advice, or specialized expertise. Consultants, IT firms, architects, engineers, accountants, real estate agents, and marketing agencies all face professional liability exposure — even when they do great work.
Key Features
- Coverage for claims of negligence, errors, and omissions
- Legal defense costs — even for groundless claims
- Covers financial harm claims from professional services
- Retroactive coverage for work performed before the policy start date
- Available as standalone or bundled with general liability
Who Needs This?
- Consultants, advisors, and professional service firms
- IT companies, software developers, and technology firms
- Architects, engineers, and design professionals
- Accountants, real estate agents, and financial advisors
Ready to Get Professional Liability Insurance Coverage?
Call 303-994-7814 or start your quote online.
Get Business InsuranceProfessional Liability Insurance FAQ
Ready to Find the Right Coverage?
It takes less than 5 minutes to get started.