General Liability Insurance
Protect your business from third-party claims of injury, property damage, and advertising injury — the foundation of business coverage.
General liability insurance is the starting point for nearly every business. It protects you when a third party — a customer, vendor, or member of the public — claims your business caused them bodily injury, property damage, or personal and advertising injury.
A customer slips on your floor, your employee damages a client's property while on-site, or a competitor claims your advertising is misleading — general liability covers all of these scenarios, including legal defense costs. Without it, your business pays out of pocket for lawsuits, settlements, and judgments.
Most commercial leases, contracts, and client agreements require proof of general liability coverage. We help you determine the right limits based on your industry, revenue, and exposure, and we often bundle general liability with commercial property in a Business Owner's Policy (BOP) to save money.
Key Features
- Third-party bodily injury and medical expense coverage
- Property damage liability for damage your business causes to others
- Personal and advertising injury — libel, slander, copyright infringement
- Legal defense costs covered in addition to policy limits
- Products and completed operations coverage
Who Needs This?
- Every business — this is the foundation of commercial insurance
- Businesses with physical locations where customers visit
- Contractors and service providers who work on client premises
- Any business required to show proof of insurance for contracts or leases
Ready to Get General Liability Insurance Coverage?
Call 303-994-7814 or start your quote online.
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