Commercial Auto Insurance
Coverage for your business vehicles and fleet — from single work trucks to multi-vehicle operations across Colorado.
Commercial auto insurance covers vehicles owned, leased, or used by your business. If any vehicle is titled to your business, used for business purposes, or carries tools, equipment, or materials for work, it needs a commercial auto policy — not a personal one.
Personal auto insurance won't cover claims that occur while a vehicle is being used for business. If an employee causes an accident while making a delivery, your personal policy can deny the claim entirely. Commercial auto coverage protects your business from liability, covers physical damage to your vehicles, and can include hired and non-owned auto coverage for employees using their personal vehicles for work.
Whether you have a single work truck or a fleet of 50 vehicles, we build a policy that matches your operation. We factor in your industry, how vehicles are used, employee driving records, and your risk tolerance to find coverage that protects you without overpaying.
Key Features
- Liability coverage for accidents involving business vehicles
- Physical damage — collision and comprehensive for your fleet
- Hired and non-owned auto coverage for employee personal vehicles used for work
- Medical payments for driver and passenger injuries
- Cargo coverage available for vehicles that transport goods
Who Needs This?
- Businesses that own or lease any vehicles
- Contractors, delivery services, and companies with mobile workforces
- Any business where employees drive for work — even in personal vehicles
- Companies that transport goods, materials, or equipment
Ready to Get Commercial Auto Insurance Coverage?
Call 303-994-7814 or start your quote online.
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